Earn 4.02% APY on daily collected balances from $500 to $25,000, and 1% APY on all daily collected balances above $25,000 during each statement period requirements are met. Statement period requirements are at least 1 Direct Deposit, at least 3 bills paid using our internet banking, at least 10 First National Bank Visa Debit card purchases (excluding ATM transactions), and your monthly account statement delivered electronically (E Statement). If you do not meet the requirements you will earn 0.25% APY on all balances for that period. There will be a $6.95 service charge applied if your balance falls below $500 at any time during the statement period. When the requirements are not met or your balance falls below $500, interest will be recalculated at 0.25% APY on the date of the statement using the average collected balance for the statement period. Fees may reduce earnings. APY’s are accurate as of 11/10/08. Rates are subject to change after 6/30/09. A minimum $50 deposit is required to open a Bonus Checking account.

For complete details, contact First National Bank by calling 330-682-1010 or visit www.fnborrville.com today.













*Annual Percentage Yield